Last updated: February 2026
By accessing, creating an account, or using LumiChats, you agree to be bound by these Terms and Conditions. If you do not agree, you must not use the Service.
Your continued use after any modifications indicates your acceptance of the updated Terms. These Terms constitute a legally binding agreement between you and LumiChats.
LumiChats is intended for educational and professional use. The following requirements apply:
Designed for students, developers, educators, and individuals seeking productivity and learning support.
If under 18, you must have parental or guardian permission. Parents grant permission at their own discretion.
Provide accurate, current, and complete information when creating an account. You are responsible for your credentials.
Each user may maintain only one active account. Creating multiple accounts to circumvent limits is prohibited.
LumiChats is not liable for unauthorized use by minors without parental permission or misuse by third parties.
LumiChats is provided for legitimate educational and professional purposes:
The following are strictly prohibited:
Do not use the Service to harass, abuse, threaten, or generate harmful, offensive, or discriminatory content.
Do not use LumiChats for fraud, hacking, distributing illegal content, or any other illegal purpose.
Do not cheat on exams or plagiarize. Use LumiChats as a learning aid, not a substitute for your own work.
Do not manipulate, abuse, or circumvent features, limitations, or security measures.
Do not use bots or scrapers without explicit permission. Do not attempt to reverse engineer our infrastructure.
Do not generate content promoting violence, self-harm, illegal drugs, or other dangerous activities.
Do not share your account with others. Each account is for individual use only.
Important information about AI-generated responses:
AI responses may contain errors or outdated information. Models are trained on data up to a certain date.
LumiChats is not a substitute for professional advice. Don't rely solely on AI for medical, legal, or financial matters.
Always cross-check critical facts, formulas, and solutions with authoritative sources or qualified instructors.
The Service supplements your education — it does not replace teachers, textbooks, or your own critical thinking.
We do not guarantee the accuracy, completeness, or reliability of any AI-generated content.
You are solely responsible for how you use AI-generated content and for verifying its accuracy.
Pay only on days you activate. Perfect for occasional use during crunch periods.
Unlimited daily access for heavy users. Best value for consistent use.
All prices are inclusive of applicable taxes (GST, etc.). No surprises at checkout.
Payments processed securely through Razorpay. We do not store your full payment card details.
Once you activate a paid day and use the service, refunds are subject to our Refund Policy.
We reserve the right to modify pricing with 30 days notice. Active subscriptions honor original price for current cycle.
We reserve the right to suspend or terminate accounts for:
All intellectual property in the Service — software, design, logos, branding, proprietary technology — belongs to LumiChats.
You retain ownership of content you upload. You grant LumiChats a limited license to process it solely to provide the Service to you.
AI responses are provided for your personal educational use. Do not claim them as entirely your own work in academic submissions without proper attribution.
You may not copy, modify, distribute, sell, or create derivative works from the Service without explicit written permission from LumiChats.
The Service is provided 'as is' without warranties of any kind, either express or implied.
We do not guarantee the accuracy, completeness, or reliability of any content, including AI-generated responses.
LumiChats is an educational aid and not a substitute for professional instruction or advice.
LumiChats, its founders, employees, and partners shall not be liable for any indirect, incidental, or consequential damages.
Our total liability shall not exceed the amount you paid to LumiChats in the 3 months preceding the claim.
You use the Service at your own risk and are solely responsible for any consequences, including academic outcomes.
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.
In any dispute, we encourage you to contact support at lumichats@gmail.com first to seek an amicable resolution before legal action.
We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Continued use constitutes acceptance.
For questions or clarifications about these Terms:
lumichats@gmail.comWe respond to all inquiries within 24–48 hours.