Refund Policy

Fair refunds.
No questions asked.

Last updated: February 2026

Our Commitment to Fair Service

At LumiChats, we stand behind our platform. If we fail to deliver the service you paid for — technical failures, service outages, double charges — we make it right. No forms, no long waits, no unnecessary friction.

We also maintain clear policies to prevent abuse. This document outlines exactly when refunds are issued and how to request one.

1. Refund Eligibility

Refunds are provided when service issues originate from LumiChats' infrastructure or technical failures:

Technical failures preventing access to the platform during your paid day
Service outages lasting more than 2 hours during active usage
Payment processing errors resulting in double charges
System errors preventing token generation or AI responses
Critical bugs affecting core features (Study Mode, Chat Mode)
Unauthorized charges due to payment system failures
Refunds are issued only for issues caused by LumiChats. Technical issues on your end (internet, device) are not eligible.

2. Non-Refundable Cases

The following situations are not eligible for refunds:

Significant Token Usage

If you've consumed 50%+ of your daily token allocation, refunds are not provided. This indicates active usage.

Policy Violations

Accounts banned for violating our Terms of Service are not eligible for refunds.

Change of Mind

After activating a paid day and using the service, refunds are not available for finishing early or changing your mind.

User Error

Accidental purchases or misunderstanding of the pay-per-day model are not grounds for refunds if service was delivered.

Third-Party Issues

Problems with your ISP, device, browser, or other issues outside LumiChats' control.

Subjective Dissatisfaction

Disagreement with AI responses or personal preferences after extensive usage.

Abuse or manipulation of the refund system will result in account suspension.

3. How to Request a Refund

Email us at lumichats@gmail.com with the following information:

1

Account Email

The email address associated with your LumiChats account

2

Issue Description

Clear explanation of what went wrong and why you believe you are eligible

3

Transaction Date

Date when you activated the paid day or made the payment

4

Transaction ID

Payment confirmation or reference number from Razorpay (if available)

5

Screenshots or Evidence

Screenshots of error messages, service failures, or technical issues

6

Time of Incident

Approximate time when the issue occurred (helps us check server logs)

The more detail you provide upfront, the faster we can process your request.

4. Response & Processing Time

Support Response
A few hours

Our team reviews your request and responds with a decision

Refund Processing
5–12 days

Once approved, refunds appear in your account via Razorpay

The Process:

01

Request Submitted

You email us with all required information

02

Investigation

Our team reviews your case and checks system logs

03

Decision

We email you our decision within a few hours

04

Processing

If approved, refund is initiated through Razorpay

05

Completion

Funds appear in your account within 5–12 business days

Refunds are issued through the same payment method used for the original transaction.

Request a Refund

Think you're eligible? Send us an email and we'll get back to you fast.

lumichats@gmail.com