Hunyuan Hy3 vs Microsoft Phi-4

Tencent · China  |  Microsoft · US · Updated June 2026

Quick verdict

Pick Hunyuan Hy3 for frontier-level reported reasoning and science (gpqa diamond 90.4) at low active-parameter cost or runs a 295b model at the cost of a 21b — only 21b parameters active per token. Pick Microsoft Phi-4 for strong reasoning for a small 14b open-weight model or mit-licensed — fully self-hostable at no per-token cost. On a tight budget at scale, Hunyuan Hy3 is the value pick.

Hunyuan Hy3 (Tencent, China) and Microsoft Phi-4 (Microsoft, US) line up two different AI ecosystems against each other — a comparison that is as much about cost philosophy and openness as raw capability. Hunyuan Hy3 is a 295B Apache-2.0 open MoE that reaches frontier reasoning quality while running at roughly 21B active-parameter cost. Microsoft Phi-4 is microsoft's MIT-licensed 14B open model — strong reasoning for its size and very cheap, but a tiny 16K context and text-only. They diverge most on price and context window — each quantified below from the models' real specs.

Key differences at a glance

Side-by-side specs

SpecHunyuan Hy3Microsoft Phi-4
ProviderTencent (China) Microsoft (US)
ReleasedJuly 6, 2026 January 10, 2025
Context window256K (~384 pages) 16K (~25 pages)
Price (in/out)Open weight (self-host / free) $0.07/$0.14 per 1M tokens
Open weight?Yes — self-hostable Yes — self-hostable
Modalitiestext, code text, code
SWE-Bench VerifiedNot published Not published
MRCR v2 @ 1MNot published Not published

Who wins what

Frontier-level reported reasoning and science (GPQA Diamond 90.4) at low active-parameter cost

Hunyuan Hy3

A 295B Apache-2.0 open MoE that reaches frontier reasoning quality while running at roughly 21B active-parameter cost — and it carries the larger 256K context.

Runs a 295B model at the cost of a 21B — only 21B parameters active per token

Hunyuan Hy3

Its 256K window holds about 16× more than Microsoft Phi-4's 16K in a single prompt.

Clean, unrestricted Apache-2.0 license with no geographic carve-out

Hunyuan Hy3

A 295B Apache-2.0 open MoE that reaches frontier reasoning quality while running at roughly 21B active-parameter cost — and it is the newer of the two.

Strong reasoning for a small 14B open-weight model

Microsoft Phi-4

Microsoft Phi-4 lists strong reasoning for a small 14B open-weight model among its strengths; Hunyuan Hy3 does not.

MIT-licensed — fully self-hostable at no per-token cost

Microsoft Phi-4

Microsoft Phi-4 lists mIT-licensed — fully self-hostable at no per-token cost among its strengths; Hunyuan Hy3 does not.

Runs on modest or local hardware

Microsoft Phi-4

Hunyuan Hy3 is comparatively weak here — the hosted API is China-jurisdiction, and self-hosting a 295B MoE still needs serious hardware

Lowest cost at scale

Hunyuan Hy3

Its weights are open, so at volume you pay for your own hardware instead of Microsoft Phi-4's $0.07/$0.14 per 1M tokens.

Largest single-prompt input

Hunyuan Hy3

Its 256K window is about 16× larger than Microsoft Phi-4's 16K, fitting roughly 384 pages in one prompt.

Which should you pick?

A cost-sensitive startup shipping high volume

Hunyuan Hy3

At Open weight (self-host / free) it undercuts Microsoft Phi-4, and on millions of tokens that margin decides the monthly bill.

Someone analysing very long documents or codebases

Hunyuan Hy3

Larger 256K window fits more in one prompt.

Anyone whose priority is frontier-level reported reasoning and science (gpqa diamond 90.4) at low active-parameter cost

Hunyuan Hy3

It is specifically built for that.

Anyone whose priority is strong reasoning for a small 14b open-weight model

Microsoft Phi-4

That is its strongest area.

An enterprise with regional data-residency rules

Microsoft Phi-4 or Hunyuan Hy3

Origin (China vs US) affects where data is processed and which compliance regime applies — check the provider's terms for your region.

Hunyuan Hy3: where it fits

A 295B Apache-2.0 open MoE that reaches frontier reasoning quality while running at roughly 21B active-parameter cost. Released July 6, 2026 by Tencent, it is built for frontier-level reported reasoning and science (GPQA Diamond 90.4) at low active-parameter cost, runs a 295B model at the cost of a 21B — only 21B parameters active per token, clean, unrestricted Apache-2.0 license with no geographic carve-out, and broad day-one ecosystem support plus an FP8 checkpoint.

Its trade-offs are real: benchmarks are largely self-reported, and the ultra-low hosted pricing is a limited promotion, and the hosted API is China-jurisdiction, and self-hosting a 295B MoE still needs serious hardware. As an open-weight model, its running cost is your own hardware rather than a per-token fee.

Microsoft Phi-4: where it fits

Microsoft's MIT-licensed 14B open model — strong reasoning for its size and very cheap, but a tiny 16K context and text-only. Released January 10, 2025 by Microsoft, it is built for strong reasoning for a small 14B open-weight model, mIT-licensed — fully self-hostable at no per-token cost, runs on modest or local hardware, and very cheap hosted inference at about $0.07/$0.14.

Its trade-offs: a tiny 16K context — by far the smallest window in this comparison, text only — no image, audio or video input, an early-2025 small model, outclassed on hard tasks by 2026 flagships, and no first-party per-token API; hosted prices are third-party. At $0.07 in / $0.14 out per million tokens, it sits in the budget price band.

The bottom line for this matchup

This is less "which is smarter" and more "which ecosystem fits." Hunyuan Hy3 (China) and Microsoft Phi-4 (US) differ on pricing philosophy, data-residency, and tooling as much as on raw scores. Hunyuan Hy3 is the cheaper option, which matters at volume. The pragmatic move is to run one real task through both and judge the outputs against your own constraints — including where your data is allowed to be processed.

Want both Hunyuan Hy3 and Microsoft Phi-4 without two subscriptions? LumiChats gives you these plus 40+ models under one ₹69/day pass (about $1/day) — draft with one, cross-check with the other.

See pricing

Frequently asked questions

Is Hunyuan Hy3 or Microsoft Phi-4 better for coding?

Public SWE-Bench figures are not available for either model, so the honest test is your own repository — run an identical real bug through both. By design, Hunyuan Hy3 leans toward frontier-level reported reasoning and science (gpqa diamond 90.4) at low active-parameter cost while Microsoft Phi-4 leans toward strong reasoning for a small 14b open-weight model, and that positioning usually predicts which feels better on your codebase.

Which is cheaper, Hunyuan Hy3 or Microsoft Phi-4?

Hunyuan Hy3 is cheaper — Open weight (self-host / free) vs $0.07/$0.14 per 1M tokens.

Which has the bigger context window?

Hunyuan Hy3 — 256K vs 16K, about 16× larger. Useful only if the model actually reasons over the full window, which not all do.

Can I use both Hunyuan Hy3 and Microsoft Phi-4 together?

Yes — a multi-model platform like LumiChats gives you Hunyuan Hy3, Microsoft Phi-4 and 40+ others under one ₹69/day pass (about $1/day), so you can draft with one and cross-check with the other instead of buying two subscriptions.

Which is newer, Hunyuan Hy3 or Microsoft Phi-4?

Hunyuan Hy3 — released July 6, 2026, about 18 months after Microsoft Phi-4.

Related comparisons

Specifications and benchmarks reflect publicly reported figures as of June 2026 and may change as providers release updates. Always verify on your own workload.