Gemma 4 26B A4B vs GPT-6.1 Terra
Google · US | OpenAI · US · Updated June 2026
Quick verdict
Pick Gemma 4 26B A4B for fast, cheap inference from a sparse moe (3.8b active of 25.2b total) or near-31b-dense quality at a fraction of the compute and memory-bandwidth cost. Pick GPT-6.1 Terra for $1/$5 per million tokens (cached input $0.05) - half the price of gpt-6.1 sol and gpt-5.6 terra or terminal-bench 4.0 of 50.3% at maximum reasoning effort, versus 21.5% for gpt-5.6 terra (openai-reported). Choose Gemma 4 26B A4B if you need self-hosting or data privacy; GPT-6.1 Terra if you want a managed API.
Gemma 4 26B A4B (Google) and GPT-6.1 Terra (OpenAI) are two of the models people most often weigh against each other in 2026. Gemma 4 26B A4B is an Apache-2.0 open MoE with 25.2B total but only 3.8B active parameters, delivering near-31B-dense quality at a fraction of the inference cost. GPT-6.1 Terra is openAI's October 26, 2026 mid-tier model - a 1.05M-context, computer-use-capable GPT at $1/$5 per million tokens, half the price of its predecessor. They diverge most on price, context window and open vs. closed weights — each quantified below from the models' real specs.
Key differences at a glance
- ▸Price: Gemma 4 26B A4B is about 8.3× cheaper on input ($0.12/$0.37 per 1M tokens vs $1/$5 per 1M tokens) — a large enough gap that at scale it can be the single biggest line item in the decision.
- ▸Context window: GPT-6.1 Terra holds 4× more — 1.05M tokens (~1,575 pages) vs 256K (~393 pages). But effective recall usually fades long before the advertised ceiling, so the bigger number only helps if the model reasons over it.
- ▸Recency: GPT-6.1 Terra is the newer model by about 7 months (released October 26, 2026), usually meaning fresher training data and capabilities.
Side-by-side specs
| Spec | Gemma 4 26B A4B | GPT-6.1 Terra |
|---|---|---|
| Provider | Google (US) | OpenAI (US) |
| Released | April 2, 2026 | October 26, 2026 |
| Context window | 256K (~393 pages) | 1.05M tokens (~1,575 pages) |
| Price (in/out) | $0.12/$0.37 per 1M tokens | $1/$5 per 1M tokens |
| Open weight? | Yes — self-hostable | No — API only |
| Modalities | text, image, video, code | text, image, code |
| SWE-Bench Verified | Not published | Not published |
| MRCR v2 @ 1M | Not published | Not published |
Who wins what
Fast, cheap inference from a sparse MoE (3.8B active of 25.2B total)
Gemma 4 26B A4B
At $0.12/$0.37 per 1M tokens it undercuts GPT-6.1 Terra ($1/$5 per 1M tokens), and that gap compounds at volume.
Near-31B-dense quality at a fraction of the compute and memory-bandwidth cost
Gemma 4 26B A4B
An Apache-2.0 open MoE with 25.2B total but only 3.8B active parameters, delivering near-31B-dense quality at a fraction of the inference cost — and it runs cheaper at $0.12/$0.37 per 1M tokens.
Strong reasoning and coding (88.3% AIME 2026 no-tools, 77.1% LiveCodeBench v6)
Gemma 4 26B A4B
GPT-6.1 Terra is comparatively weak here — openAI still positions Sol and Astra as the higher-capability choices for demanding coding problems
$1/$5 per million tokens (cached input $0.05) - half the price of GPT-6.1 Sol and GPT-5.6 Terra
GPT-6.1 Terra
Its 1.05M tokens window holds about 4× more than Gemma 4 26B A4B's 256K in a single prompt.
Terminal-Bench 4.0 of 50.3% at maximum reasoning effort, versus 21.5% for GPT-5.6 Terra (OpenAI-reported)
GPT-6.1 Terra
OpenAI's October 26, 2026 mid-tier model - a 1.05M-context, computer-use-capable GPT at $1/$5 per million tokens, half the price of its predecessor — and it carries the larger 1.05M tokens context.
1.05M-token context with up to 128K output tokens, plus image input and computer use via the Responses API
GPT-6.1 Terra
Gemma 4 26B A4B is comparatively weak here — all 25.2B parameters must be loaded into memory even though only 3.8B are active per token
Lowest cost at scale
Gemma 4 26B A4B
At $0.12/$0.37 per 1M tokens, it is the cheaper of the two — the gap dominates the bill on high-volume workloads.
Largest single-prompt input
GPT-6.1 Terra
Its 1.05M tokens window is about 4× larger than Gemma 4 26B A4B's 256K, fitting roughly 1,575 pages in one prompt.
Which should you pick?
A cost-sensitive startup shipping high volume
→ Gemma 4 26B A4B
At $0.12/$0.37 per 1M tokens it undercuts GPT-6.1 Terra, and on millions of tokens that margin decides the monthly bill.
Someone analysing very long documents or codebases
→ GPT-6.1 Terra
Larger 1.05M tokens window fits more in one prompt.
A team with data-privacy or self-hosting needs
→ Gemma 4 26B A4B
Open weights let you run it on your own hardware; GPT-6.1 Terra is API-only.
Anyone whose priority is fast, cheap inference from a sparse moe (3.8b active of 25.2b total)
→ Gemma 4 26B A4B
It is specifically built for that.
Anyone whose priority is $1/$5 per million tokens (cached input $0.05) - half the price of gpt-6.1 sol and gpt-5.6 terra
→ GPT-6.1 Terra
That is its strongest area.
Gemma 4 26B A4B: where it fits
An Apache-2.0 open MoE with 25.2B total but only 3.8B active parameters, delivering near-31B-dense quality at a fraction of the inference cost. Released April 2, 2026 by Google, it is built for fast, cheap inference from a sparse MoE (3.8B active of 25.2B total), near-31B-dense quality at a fraction of the compute and memory-bandwidth cost, strong reasoning and coding (88.3% AIME 2026 no-tools, 77.1% LiveCodeBench v6), and multimodal input (text/image, plus video processed as frames up to 60s) with native function calling.
Its trade-offs are real: all 25.2B parameters must be loaded into memory even though only 3.8B are active per token, and 256K context trails 1M-token frontier rivals, and this variant has no audio input (audio is E2B/E4B/12B only). At $0.12 in / $0.37 out per million tokens, it sits in the budget price band.
GPT-6.1 Terra: where it fits
OpenAI's October 26, 2026 mid-tier model - a 1.05M-context, computer-use-capable GPT at $1/$5 per million tokens, half the price of its predecessor. Released October 26, 2026 by OpenAI, it is built for $1/$5 per million tokens (cached input $0.05) - half the price of GPT-6.1 Sol and GPT-5.6 Terra, terminal-Bench 4.0 of 50.3% at maximum reasoning effort, versus 21.5% for GPT-5.6 Terra (OpenAI-reported), 1.05M-token context with up to 128K output tokens, plus image input and computer use via the Responses API, and error rate on OpenAI's hard-prompt set falls from 53.6% (GPT-5.6 Terra) to 16.7% at low effort and 4.3% at max effort.
Its trade-offs: openAI still positions Sol and Astra as the higher-capability choices for demanding coding problems, requests above 272K input tokens are billed at 2x input and 1.5x output for the whole request, closed weights and no fine-tuning support, and benchmark figures are vendor-reported; no SWE-bench Verified or MRCR numbers published. At $1 in / $5 out per million tokens, it sits in the budget price band.
The bottom line for this matchup
The defining split here is open vs. closed. Gemma 4 26B A4B gives you weights you control — self-host it, fine-tune it, keep data in-house, pay only for hardware. GPT-6.1 Terra gives you a managed, always-updated API with no infrastructure to run. Teams with GPUs, privacy requirements, or huge volume often favour the open model; teams that want zero ops and the latest capabilities favour the closed one. Capability is close enough that this operational question, not the benchmark, usually decides it.
Want both Gemma 4 26B A4B and GPT-6.1 Terra without two subscriptions? LumiChats gives you these plus 40+ models under one ₹69/day pass (about $1/day) — draft with one, cross-check with the other.
See pricingFrequently asked questions
Is Gemma 4 26B A4B or GPT-6.1 Terra better for coding?
Public SWE-Bench figures are not available for either model, so the honest test is your own repository — run an identical real bug through both. By design, Gemma 4 26B A4B leans toward fast, cheap inference from a sparse moe (3.8b active of 25.2b total) while GPT-6.1 Terra leans toward $1/$5 per million tokens (cached input $0.05) - half the price of gpt-6.1 sol and gpt-5.6 terra, and that positioning usually predicts which feels better on your codebase.
Which is cheaper, Gemma 4 26B A4B or GPT-6.1 Terra?
Gemma 4 26B A4B is open-weight, so self-hosting means no per-token fee (you pay for hardware instead), while GPT-6.1 Terra is API-metered at $1/$5 per 1M tokens. For most teams without GPUs, the API model is cheaper to start; at very high volume, self-hosting can win.
Which has the bigger context window?
GPT-6.1 Terra — 1.05M tokens vs 256K, about 4× larger. Useful only if the model actually reasons over the full window, which not all do.
Can I use both Gemma 4 26B A4B and GPT-6.1 Terra together?
Yes — a multi-model platform like LumiChats gives you Gemma 4 26B A4B, GPT-6.1 Terra and 40+ others under one ₹69/day pass (about $1/day), so you can draft with one and cross-check with the other instead of buying two subscriptions.
Which is newer, Gemma 4 26B A4B or GPT-6.1 Terra?
GPT-6.1 Terra — released October 26, 2026, about 7 months after Gemma 4 26B A4B.
Related comparisons
Specifications and benchmarks reflect publicly reported figures as of June 2026 and may change as providers release updates. Always verify on your own workload.