Gemini 4 Carbon vs Microsoft Phi-4
Google · US | Microsoft · US · Updated June 2026
Quick verdict
Pick Gemini 4 Carbon for ranked first on the artificial analysis intelligence index v5.0 with 59 at launch (artificial analysis now shows 60) or google-reported 88.2% on sec-bench pro and 54.8% on exploitgym for vulnerability discovery and exploit validation. Pick Microsoft Phi-4 for strong reasoning for a small 14b open-weight model or mit-licensed — fully self-hostable at no per-token cost. Choose Microsoft Phi-4 if you need self-hosting or data privacy; Gemini 4 Carbon if you want a managed API.
Gemini 4 Carbon (Google) and Microsoft Phi-4 (Microsoft) are two of the models people most often weigh against each other in 2026. Gemini 4 Carbon is google's October 28, 2026 limited release for cyber defenders - top of the Artificial Analysis index at launch, priced at $2/$10 introductory, with no public API date yet. Microsoft Phi-4 is microsoft's MIT-licensed 14B open model — strong reasoning for its size and very cheap, but a tiny 16K context and text-only. They diverge most on price, context window and open vs. closed weights — each quantified below from the models' real specs.
Key differences at a glance
- ▸Price: Microsoft Phi-4 is about 29× cheaper on input ($0.07/$0.14 per 1M tokens vs $2/$10 per 1M tokens) — a large enough gap that at scale it can be the single biggest line item in the decision.
- ▸Context window: Gemini 4 Carbon holds 61× more — 1M tokens (~1,500 pages) vs 16K (~25 pages). But effective recall usually fades long before the advertised ceiling, so the bigger number only helps if the model reasons over it.
- ▸Recency: Gemini 4 Carbon is the newer model by about 22 months (released October 28, 2026), usually meaning fresher training data and capabilities.
Side-by-side specs
| Spec | Gemini 4 Carbon | Microsoft Phi-4 |
|---|---|---|
| Provider | Google (US) | Microsoft (US) |
| Released | October 28, 2026 | January 10, 2025 |
| Context window | 1M tokens (~1,500 pages) | 16K (~25 pages) |
| Price (in/out) | $2/$10 per 1M tokens | $0.07/$0.14 per 1M tokens |
| Open weight? | No — API only | Yes — self-hostable |
| Modalities | text, image, audio, video, code | text, code |
| SWE-Bench Verified | Not published | Not published |
| MRCR v2 @ 1M | Not published | Not published |
Who wins what
Ranked first on the Artificial Analysis Intelligence Index v5.0 with 59 at launch (Artificial Analysis now shows 60)
Gemini 4 Carbon
Microsoft Phi-4 is comparatively weak here — no first-party per-token API; hosted prices are third-party
Google-reported 88.2% on SEC-bench Pro and 54.8% on ExploitGym for vulnerability discovery and exploit validation
Gemini 4 Carbon
Google's October 28, 2026 limited release for cyber defenders - top of the Artificial Analysis index at launch, priced at $2/$10 introductory, with no public API date yet — and it carries the larger 1M tokens context.
Google-reported 71.0% on CWE-bench for patching
Gemini 4 Carbon
Google's October 28, 2026 limited release for cyber defenders - top of the Artificial Analysis index at launch, priced at $2/$10 introductory, with no public API date yet — and it is the newer of the two.
Strong reasoning for a small 14B open-weight model
Microsoft Phi-4
Open weights make this possible at all — Gemini 4 Carbon is API-only, so it cannot leave the vendor's servers.
MIT-licensed — fully self-hostable at no per-token cost
Microsoft Phi-4
At $0.07/$0.14 per 1M tokens it undercuts Gemini 4 Carbon ($2/$10 per 1M tokens), and that gap compounds at volume.
Runs on modest or local hardware
Microsoft Phi-4
Microsoft's MIT-licensed 14B open model — strong reasoning for its size and very cheap, but a tiny 16K context and text-only — and it runs cheaper at $0.07/$0.14 per 1M tokens.
Lowest cost at scale
Microsoft Phi-4
At $0.07/$0.14 per 1M tokens, it is the cheaper of the two — the gap dominates the bill on high-volume workloads.
Largest single-prompt input
Gemini 4 Carbon
Its 1M tokens window is about 61× larger than Microsoft Phi-4's 16K, fitting roughly 1,500 pages in one prompt.
Which should you pick?
A cost-sensitive startup shipping high volume
→ Microsoft Phi-4
At $0.07/$0.14 per 1M tokens it undercuts Gemini 4 Carbon, and on millions of tokens that margin decides the monthly bill.
Someone analysing very long documents or codebases
→ Gemini 4 Carbon
Larger 1M tokens window fits more in one prompt.
A team with data-privacy or self-hosting needs
→ Microsoft Phi-4
Open weights let you run it on your own hardware; Gemini 4 Carbon is API-only.
Anyone whose priority is ranked first on the artificial analysis intelligence index v5.0 with 59 at launch (artificial analysis now shows 60)
→ Gemini 4 Carbon
It is specifically built for that.
Anyone whose priority is strong reasoning for a small 14b open-weight model
→ Microsoft Phi-4
That is its strongest area.
Gemini 4 Carbon: where it fits
Google's October 28, 2026 limited release for cyber defenders - top of the Artificial Analysis index at launch, priced at $2/$10 introductory, with no public API date yet. Released October 28, 2026 by Google, it is built for ranked first on the Artificial Analysis Intelligence Index v5.0 with 59 at launch (Artificial Analysis now shows 60), google-reported 88.2% on SEC-bench Pro and 54.8% on ExploitGym for vulnerability discovery and exploit validation, google-reported 71.0% on CWE-bench for patching, and introductory $2/$10 per million tokens, matching Gemini 4 Argon, with cached input 95% off.
Its trade-offs are real: limited release: rolling out to a subset of cyber defenders, then trusted partners via the Fairwind Program, with no date for developers or consumers, no public API model listing yet, so most users cannot call it today, introductory pricing rises to $4/$20 afterward, and Google has not said when that happens, and google has not published context or modality specs - the 1M window and modalities shown come from Artificial Analysis and Vals. At $2 in / $10 out per million tokens, it sits in the mid price band.
Microsoft Phi-4: where it fits
Microsoft's MIT-licensed 14B open model — strong reasoning for its size and very cheap, but a tiny 16K context and text-only. Released January 10, 2025 by Microsoft, it is built for strong reasoning for a small 14B open-weight model, mIT-licensed — fully self-hostable at no per-token cost, runs on modest or local hardware, and very cheap hosted inference at about $0.07/$0.14.
Its trade-offs: a tiny 16K context — by far the smallest window in this comparison, text only — no image, audio or video input, an early-2025 small model, outclassed on hard tasks by 2026 flagships, and no first-party per-token API; hosted prices are third-party. At $0.07 in / $0.14 out per million tokens, it sits in the budget price band.
The bottom line for this matchup
The defining split here is open vs. closed. Microsoft Phi-4 gives you weights you control — self-host it, fine-tune it, keep data in-house, pay only for hardware. Gemini 4 Carbon gives you a managed, always-updated API with no infrastructure to run. Teams with GPUs, privacy requirements, or huge volume often favour the open model; teams that want zero ops and the latest capabilities favour the closed one. Capability is close enough that this operational question, not the benchmark, usually decides it.
Want both Gemini 4 Carbon and Microsoft Phi-4 without two subscriptions? LumiChats gives you these plus 40+ models under one ₹69/day pass (about $1/day) — draft with one, cross-check with the other.
See pricingFrequently asked questions
Is Gemini 4 Carbon or Microsoft Phi-4 better for coding?
Public SWE-Bench figures are not available for either model, so the honest test is your own repository — run an identical real bug through both. By design, Gemini 4 Carbon leans toward ranked first on the artificial analysis intelligence index v5.0 with 59 at launch (artificial analysis now shows 60) while Microsoft Phi-4 leans toward strong reasoning for a small 14b open-weight model, and that positioning usually predicts which feels better on your codebase.
Which is cheaper, Gemini 4 Carbon or Microsoft Phi-4?
Microsoft Phi-4 is open-weight, so self-hosting means no per-token fee (you pay for hardware instead), while Gemini 4 Carbon is API-metered at $2/$10 per 1M tokens. For most teams without GPUs, the API model is cheaper to start; at very high volume, self-hosting can win.
Which has the bigger context window?
Gemini 4 Carbon — 1M tokens vs 16K, about 61× larger. Useful only if the model actually reasons over the full window, which not all do.
Can I use both Gemini 4 Carbon and Microsoft Phi-4 together?
Yes — a multi-model platform like LumiChats gives you Gemini 4 Carbon, Microsoft Phi-4 and 40+ others under one ₹69/day pass (about $1/day), so you can draft with one and cross-check with the other instead of buying two subscriptions.
Which is newer, Gemini 4 Carbon or Microsoft Phi-4?
Gemini 4 Carbon — released October 28, 2026, about 22 months after Microsoft Phi-4.
Related comparisons
Specifications and benchmarks reflect publicly reported figures as of June 2026 and may change as providers release updates. Always verify on your own workload.